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Revenue Investment / ROI Occupancy rate

Airbnb investment calculator

Purchase price, financing and running costs against what the property earns. Cash-on-cash return, cap rate and the payback year.

The purchase
Purchase price
$
Down payment of purchase price
%
Mortgage rate 30-year fixed
%
Furnishing & closing cash out of pocket
$
The operation
Nightly rate check it before you sign
$ / night
Occupancy US middle half 48–67%
%
Operating costs cleaning, supplies, management
$ / year
Tax & insurance
$ / year
Cash-on-cash return
2.6% Thin
$3,346 cash flow a year on $127,000 in
Cap rate
6.4%
Net operating income
$26,990
Debt service
$23,644
Payback
38.0 yrs
Gross bookings $48,590
Operating costs − $14,400
Tax & insurance − $7,200
Mortgage − $23,644
Cash flow $3,346
vs your city
—% median asking price, same bedroom count
Your assumed rate sits — the measured median for comparable listings. Modelled revenue tools infer this number instead — how accurate is AirDNA?
Check your rate against the market
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The assumption that decides everything

Every number above rests on the nightly rate and occupancy you typed. Modelled market tools will hand you both, inferred from calendars they cannot see behind — which is how a deal pencils at 11% and delivers 6%. Before you sign anything, check what comparable places in that market are actually asking.

01
Check the rate, not the estimate
Your $215 assumption drives every number here. Comparable asking prices are measurable today.
02
Underwrite the flat months
A deal that only works in festival season is a deal that fails in January.
03
Count the licence
Permit timelines and caps change the year-one number more than a point of mortgage rate.
Check the rate before you underwrite it
First scan free, no card. Measured asking prices for the market you are buying into.
Scan that market
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